Own The Home Of Your Dreams Even If You Have Less Than Perfect Credit!
FHA Loans are mortgage loans that are insured by the government. They typically meet the lending guidelines that have been set by HUD. Typically, FHA loans have better rates and terms available for 1st time homebuyers. FHA loans are ideal for borrowers with reliable monthly income, reasonable amounts of monthly debt obligations, less then perfect credit and a down payment of at least 3.5% of the purchase price.
The Most Common Types of FHA Loans:
30 Year Fixed Loan Benefits: fixed monthly payments
15 Year Fixed Loan Benefits: Pay less interest than the 30 year Fixed and pay your home off more quickly.
5/1 Hybrid ARM Benefits:Lower rate than the 15 or 30 Year Fixed
The Benefits of an FHA Loan?
These loans are available to anyone who meets minimum credit guidelines.
Great for First-time Home Buyers
3.5% Downpayment of the purchase price.
580+ Credit Score Accepted
No Prepayment Penalties
Find Out if you qualify for an FHA Loan.
We are committed to helping you find the home loan that fits your families needs.To see if you may qualify for an FHA Loan use the easy 10 second application. We will contact you quickly to tell you if you qualify for an FHA Loan with NO obligation. Your information is 100% confidential. We are FHA Loan Experts and we welcome bank turndowns.